Leave more than love

Life Insurance with a Difference


We search over 50 of the UK’s Leading Insurance Companies to find you the very best policy to suit your individual requirements. We also have access to the best prices on the market.

We’re here to help you get the best possible life cover policy, and we increase your cover by up to £10,000 to leave to your favourite charity, as a gift.

The loss of a loved one is devastating for every family. And the threat of financial security as a result can make a difficult situation even more unbearable. With a life insurance policy tailored to your needs, you can have peace of mind that your loved ones will be taken care of, should the worst happen.

Our team has witnessed first-hand the damage that bereavement can cause, and we want to help.

Even if you have a pre-existing health condition such as diabetes, we’ll be able to find you the perfect policy for your needs.

We’ve been shortlisted!

We’re so excited to announce that our collaboration with Crisis has been recognised at the Smee & Ford Legacy Giving Awards 2023. 

It’s an honour to be nominated for Excellence in Collaboration and Partnership in Legacy Giving.  

Access free, independent financial advice

Up to £10,000 legacy gift for chosen charity

Pre-existing conditions covered

We’re like a social enterprise

When you choose to purchase your life insurance policy through Legacy Life Cover, you choose giving back. We’re like a social enterprise and everything we do is rooted in helping the community. We’re on a mission to change the world one life insurance policy at a time!

To say thank you for purchasing through Legacy Life Cover, we’ll add up to £10,000 to your policy which you can leave as a legacy donation to a charity of your choice.

Frequently Asked Questions


What if I’m diabetic or have an underlying health condition?

Diabetics and others with pre-existing illnesses are often worried that they won’t be able to access affordable Life Cover. Working with Legacy Life Cover ensures that we’ll do everything we can to find you the best policy and of course, the best price.

I’m over 50, can I still access cover?

Absolutely, we search 50 leading UK insurer to get you the best possible price. Most of the time we can get you more cover than the companies advertising on TV. 

In fact we are so confident, if you have an over 50’s quote from Royal London, Sun Life please let us know and we will see how much more Cover we can get you.

Can I still get cover as a smoker?

Yes, we can most definitely help. We have access to the UK’s leading insurance companies and can find a very competitive premium for you.

How does the charitable donation work?

We will increase the cover on your selected policy by up to £10,000 which will be paid as a donation to the charity, charities, or favourite cause of your choice. So you can make a real difference to a cause you care about.

We’re proud to support…