Choosing your life insurance policy
Don’t leave your family’s future in the hands of a quick search!
At Legacy Life Cover, we believe that buying life insurance should be a personal process because every family is unique.
Searching for life insurance can be stressful and confusing. With so much choice apparently on offer and so much jargon to wade through, many people end up putting off this important decision. Our mission is to change this and give people peace of mind.
We’re here to help guide you through the whole process of choosing life insurance. Our team has years of experience working in Financial Services. We will search the UK’s leading providers to find the best policy which suits your personal circumstances.
Whether you have recently moved house, had children, got married or have an existing health condition – we can find the policy that suits your needs.
Free and friendly access to financial advice,
No sales people allowed! We're here to help, not sell.
Policies and solutions for all budgets.
No more confusion over complicated policies.
Your policy pays out with no waiting period.
Extra cover (for free) to leave to your chosen charity.
How the process works…
When you’ve decided you need life insurance, your journey starts with one quick and friendly phone call. One of the Independent Financial Advisors from Advice Wise will talk you through the different options of life insurance, but most importantly, they’ll get to know you.
By getting to know your circumstances, they can build a portfolio of your needs and help you choose a cover that is going to keep your dreams alive, providing a future for the ones you love most. They can help you to decide whether you’ll need a yearly family income or a lump sum to pay off the mortgage. The advisor will explain the options as you go, putting you in the driving seat and not at the receiving end of a sales pitch!
They will scour the market to find you the best priced policies from over 50 of the UK’s leading insurance companies including Aviva, Standard Life, LV=, AIG, Royal London, Scottish Widows, L&G, Canada Life, Zurich and more.

Frequently Asked Questions
What if I’m diabetic or have an underlying health condition?
Diabetics and others with pre-existing illnesses are often worried that they won’t be able to access affordable Life Cover. Working with Legacy Life Cover ensures that we’ll do everything we can to find you the best policy and of course, the best price.
I’m over 50, can I still access cover?
Absolutely, we search 50 leading UK insurer to get you the best possible price. Most of the time we can get you more cover than the companies advertising on TV.
In fact we are so confident, if you have an over 50’s quote from Royal London, Sun Life please let us know and we will see how much more Cover we can get you.
What if I’m diabetic or have an underlying health condition?
Diabetics and others with pre-existing illnesses are often worried that they won’t be able to access affordable Life Cover. Working with Legacy Life Cover ensures that we’ll do everything we can to find you the best policy and of course, the best price.
I’m over 50, can I still access cover?
Absolutely, we search 50 leading UK insurer to get you the best possible price. Most of the time we can get you more cover than the companies advertising on TV.
In fact we are so confident, if you have an over 50’s quote from Royal London, Sun Life please let us know and we will see how much more Cover we can get you.
Can I still get cover as a smoker?
Yes, we can most definitely help. We have access to the UK’s leading insurance companies and can find a very competitive premium for you.
How does the charitable donation work?
We will increase the cover on your selected policy by up to £10,000 which will be paid as a donation to the charity, charities, or favourite cause of your choice. So you can make a real difference to a cause you care about.
Can I still get cover as a smoker?
Yes, we can most definitely help. We have access to the UK’s leading insurance companies and can find a very competitive premium for you.
How does the charitable donation work?
We will increase the cover on your selected policy by up to £10,000 which will be paid as a donation to the charity, charities, or favourite cause of your choice. So you can make a real difference to a cause you care about.
Ready to get started?
Get in touch with the Legacy Life Cover team to find the perfect Life Cover policy for your families unique needs.